ATTENTION: Young INvestors

Every loan decision impacts how many properties you can buy.

Most investors unknowingly structure their lending in a way that limits future borrowing power.

Our Property Accelerator Strategy Session shows you how to maximise borrowing capacity, structure your loans correctly, and build a scalable property portfolio.

Book your strategy session today before your next property purchase and discover how much borrowing power you could be leaving on the table.

The decisions young Australian investors make today can determine how many properties they can buy tomorrow.

We help young Australian investors build their investment portfolios with a clear strategy, making every move count while safeguarding their borrowing power for future opportunities..

CLICK BELOW TO WATCH FIRST!

Stop leaving borrowing power on the table.

Every day you delay could be costing you opportunities to grow your portfolio.

Fill out the questionnaire below to unlock your borrowing potential, secure your Discovery Call, and discover what's holding your borrowing power back before your next property purchase.

Your details

TESTIMONIALS

What others are saying

Client's text after approval / settlement

Our team. We have two brokers and two support staff.

Client photo(left) and Financial Planner and Accountant I share an office with on the right

For Investors That Need More Borrowing Power

2nd and 3rd tier lending

Trust lending

Self managed super fund lending

multiple upfront valuations

Low Doc Lending

Company Lending

Click apply to get started

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

How do I get started working with you?

Fill out the questionaire above and then make a discovery call booking.

So how does it work?

We'll do a deep dive into your current, future goals and any roadblocks that is stopping you. Then we work out a detailed plan to help you achieve your future investment goals.

How can you help increase my borrowing power?

We look at your current loan structure and see where improvements can be made to help increase your borrowing power. If you do not have any existing loans, we can guide you through what needs to be done to get you into the borrowing position you are aiming for. We also discuss options outside of personal lending, including whether buying through a Trust, Company or Self Managed Super Fund could work for your situation.

Why should I work with you?

I have helped over 100 Investors grow their portfolio. Many of them come to me when they were advised they can't borrow anymore.

Why shouldn't I just go direct to the bank?

When you rely on just one bank, you’re limited by their lending policy and valuation. We compare multiple lenders and can book multiple valuations to uncover opportunities that could increase your borrowing power and help you secure your next investment property.

How else can you help me?

We connect you with trusted professionals including accountants for structure and tax advice, buyers agents to help find the right property, solicitors for legal guidance, and financial planners to support your overall strategy.

Do you practice what you preach?

Yes, I currently have a property portfolio of 3 and looking at purchasing the 4th.

How many investors have you helped before?

We have helped well over 100 investors build their portfolios.

Does your strategies work post the recent Budget?

The strategy will be tailored to your goals and what you are looking to achieve. While there have been major changes affecting property investors, there are still many ways to make property investing work in today’s market. We can also connect you with an investor savvy accountant, unless you already have one, to help ensure the right structures are set up for your situation.

How many lenders do you work with?

We work with over 40 different lenders.

Can you recommend what type of property to buy?

No, we only assist with the finance side of your loans. However, if you need help finding a property, we can connect you with our recommended buyer’s agents who have achieved great results for many of our clients.

What type of loans can you help us with?

We can help you purchase property in your personal name, through a trust or company structure, or within a Self Managed Super Fund (SMSF).

Do you charge a fee?

No, we are generally paid by the lender. The only time a fee may apply is for more complex applications, such as businesses with multiple entities, applications involving more than two applicants, or other non standard lending scenarios.

My bank/broker told me I can't borrow anymore, can you help?

We have helped many clients who were previously told they could not borrow any further. Getting a second opinion can make all the difference.

Ready to get started? Click apply and fill out the questionnaire.

How We Build Your Portfolio

Step 1 - Strategy Session

We take a deep dive into your current position, future goals, and any roadblocks holding you back.

Step 2 - Analyse your position

We take a deep look at your current position and loan structure, then map out how to align your lending strategy with your future goals.

Step 3 - Roadmap

We create a clear plan to help you reach your future goals, showing you what your loans and property portfolio could look like over the next 5, 10, and 20 years.

MEET THE FOUNDER

Hey, I'm Hai, founder of J2W Finance

Achievements

$300,000,000+ loan settlements

Owner of a small mortgage broking business with 4 staff

Helped hundreds of clients build their property portfolios

10 years+ experience

3 properties - looking for my 4th

100+ five star reviews

Father of three cheeky boys(including my corgi)

Chelsea supporter - LONDON IS BLUE